Homeowner’s insurance exists to protect a homeowner from costs that come from maintaining a residence. Most people think about damage to their home due to an accident or an act of God that damages their property – such as an earthquake or broken pipes. However, this type of insurance can also provide coverage if a person is seriously injured on your property. To better understand how homeowner’s insurance can apply to a recent accident or injury, it is important to consult with an experienced attorney right away.